The National Examination Council (NECO) has released the official timetable for the conduct of 2023 June/July Senior School Certificate Examination (SSCE). The Examination is scheduled to hold between Monday 3rd July to Friday 11th August 2023.
Please note that we now have both Objective & Theory questions and answers for all previous years of O'level exams, which will definitely help you in your coming exams.
The timetable has been made available for download as PDF below
When it comes to popular investing trends, cannabis stocks are near the top of the list. The marijuana industry has grown rapidly over the past decade. And this makes investing in cannabis a more attractive opportunity than ever.
Because the industry is so young and still faces legal challenges — such as marijuana being illegal at the federal level — it's important to do your research and learn how to invest in cannabis stocks.
Because the industry is so young and still faces legal challenges — such as marijuana being illegal at the federal level — it's important to do your research and learn how to invest in cannabis stocks.
When it comes to the marijuana industry, there are generally two different markets: medical marijuana (MMJ) and recreational marijuana (RMJ).
Medical marijuana first became legal in California in 1996. But today MMJ is legal in 37 states, the District of Columbia and three U.S. territories. Because it's so widely legalized — and has been for quite a few years — there are plenty of opportunities to invest in MMJ stocks. The categories of companies whose stock you can purchase when it comes to medical
Recreational marijuana (RMJ) is legal in 19 states, the District of Columbia and two territories. Colorado and Washington became the first states to legalize the recreational use of marijuana in 2012. Legalization for RMJ hasn't gained traction as quickly as it has for MMJ, but this use caters to a significantly wider audience. Marijuana companies you can invest in for recreational marijuana include cannabis growers, retailers, and ancillary product and service providers.
As marijuana legalization becomes more widespread, it's going to become more common to find marijuana stocks in investors' portfolios. You may find yourself wondering whether you should be joining in.
The main benefit of considering getting into marijuana stocks right now is that the prices have fallen sharply due to oversupply and the marijuana bubble bursting, causing cannabis stocks to be at bottom-level prices. That said, there are signs that the cannabis industry could see signs of growth shortly.
Senate Majority Leader Chuck Schumer announced that Congress is “very close” to passing a bill for marijuana banking and expungements.
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There are many definitions of what exactly robo advisor is. To put it simply, a robo advisor is a method of automating the asset allocation of investments via a computer algorithm.
In a broader sense, a robo advisor may also include human financial advisors but only for services that require human assistance (e.g., taxes, retirement, or estate planning).
Behind the scenes, robo advisors are managed by investment professionals who work similarly to traditional financial advisors. Instead of serving one customer at a time, the robo and human advisors work together to serve thousands of customers at once.
When you sign up for a robo advisor, you’ll answer a survey with questions about:
When choosing a robo advisor, the most important factors will vary based on your goals. Here are some common criteria to consider when picking a robo advisor:
Robo advisors charge in two ways. First, you’ll pay a management fee, if one applies. Second, you’ll likely be charged fees by the funds your robo advisor chooses for you. Here’s how to assess those fees:
The first fund to look for is the management fee. This is a fixed fee that robo advisors charge for choosing your investments and other services they provide. Depending on the robo advisor you choose, you can expect to pay anywhere from 0% to around 0.50% per year based on your portfolio balance, though some charge more.
Even after you’ve paid your management fee, you’re still not done paying. Each fund that the robo advisor picks for you likely charges its own fee. While some exchange-traded funds (ETFs) may charge more, most robo advisors make a point of keeping client funds in low-fee funds.
The answer to this question depends on your net worth, your investments' complexity, and whether you feel comfortable investing by yourself. I believe that robo advisors add value and that you can't easily replicate their results by using Fidelity or Vanguard funds.
Most of my family assets are DIY, but I've also used robo advisors for a six-figure chunk. I feel very comfortable using and recommending robo advisors.
The online tools robo advisors offer aren't new. Traditional financial advisors had the same tools available to them for years and could roll up a personalized asset allocation plan. Robo advisors push the technology down to the masses. You have direct access to manage your account and it removes the non-value-added middlemen.
The main way robo advisors make money is through management fees. Also, some may make money by sending investment dollars to the company’s own family of funds. For example, the no-fee Schwab Intelligent Portfolios product uses low-fee Schwab ETFs, which do charge fees.
It’s always important to understand how you’re charged so you can make the best decisions for your money.
You pay for some app’s in the app store or you buy in-app purchases. But did you know you could earn cash by using apps for things like watching tv, exercising, downloading apps or as simple as taking photos.
Check out best ways to make money with Android phones that you didn’t know. Try out the apps you feel will be suitable for you and start earning.
1:Cointiply
Cointiply is a mico task website that let you earn free Bitcoins for doing tasks such as:
You will be earning Satoshi (Fraction of Bitcoin) for every task that you accomplish. You can further convert this earned Bitcoin into hard cash using these websites:
Here are a few activities that you can do on this Android earning app.
Daily polls
You will be earning points called “SB” which can be redeemed as $3 – $25 gift cards for Amazon, PayPal, Target, Walmart, and Starbucks.
3: Payment
This is an interesting Android app that can be used by anyone from India. Here you can select tasks from various tasks & complete it to earn money.
You need to create an account using Facebook & do verify your mobile number for getting paid better than others. Just for joining you will earn points.
4: Perk App
Perk is a popular platform which offers various ways for you to complete a task on your Android phone and earn rewards point.
You can watch videos, play games, visit websites, search the web and other activities to earn. You can use the giftcards for various stores including target, PayPal, Walmart to name a few.
What I liked the most about Perk ecosystem is Perk.tv which let you make money by watching videos on Android phone. This is the least effortless way to earn from an Android phone.
MooCash mobile app lets you earn money with your Android cellphone or tablet simply by using the screen locker. This free screen locker reward users for unlocking their mobile screen, by swiping left to claim an offer.
Users earn coins which can be redeemed into the cash via PayPal or Google Reward Card when they swipe to claim an offer. To claim an offer, they have to download the promoted app or watch a short video.
With 2,000 coins you can already redeem $2 via Paypal. You can also earn iTunes, Amazon, Google play gift card.
Ever wondered how you could get healthy as well as get paid for being healthy?.
Well, this app called Pact.
Available for both Android and iOS, the app works if you set your goals based on your capacity and you achieve them, you are well on your way making some money with your Android Phone.
But if you miss out on the goals, you will need to pay out to other users who are achieving their goals.
Sounds Fair??..
Well if you consider yourself lazy, you might want to stay away from this.
Note: This app is not available anymore.
If you don’t have the ability to predict or matches, but can you watch them?. Yup!!!.
This app lets you gain reward points instantly for just watching tv shows or listening to music albums. Available for both Android and iOS, you will simply need to open this app and use it to recognize any of your favorite music or TV show. You will get the reward points instantly.
Also, there is a feature called Viggle Live, where you can earn points by answering questions or polls while the show is currently live. You can later redeem these points for gift cards but on a limited number of outlets.
The recent exodus of high-profile streamers from Twitch to rival platform Kick has stirred up a storm in the streaming community. With promises of higher revenue cuts and a more relaxed content policy, Kick has managed to attract some of the biggest names in the business.
However, opinions on the new contender remain divided. As Twitch grapples with its own challenges, including protests against stricter advertising rules, the battle for streaming supremacy is heating up.
Twitch, owned by Amazon, has faced a series of setbacks in recent times. The platform was forced to abandon plans for stricter advertising rules after several streamers protested and quit. Within 48 hours, the high-profile streamers Amouranth and xQc jumped ship to Kick, making headlines and inspiring others to follow suit. While xQc continues to stream on both platforms, the move has sparked a debate about the future of streaming platforms.
Upon visiting Kick, which officially launched in January, users will notice striking similarities to Twitch. The platform features a rolling page of livestreams that can be filtered by category or game title. Chat functionality allows fans to interact with both the streamer and each other, with options to subscribe or tip the creator. However, the most significant difference lies in the payment structure.
Currently, Kick offers content creators a 95% revenue share from subscriptions, surpassing Twitch’s 50% and YouTube’s 70%. This financial advantage has been a compelling reason for streamers like Dean (AverageDad) to switch platforms.
Apart from the revenue advantage, Kick’s more relaxed content policy has attracted attention. Gambling streams, prominently featured on the platform, have become a topic of discussion. Kick was co-founded by Ed Craven, the billionaire owner of crypto and betting site Stake.com, which sponsors Alfa Romeo’s F1 team and Everton FC. Some streamers, such as Pokimane, have expressed concerns about Kick’s association with gambling.
Furthermore, reports have emerged about Kick being a toxic environment, particularly for LGBT streamers and people of color, who claim there are limited options for dealing with harassment and abuse.
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Sandro Tonali is an Italian professional football player who primarily plays as a midfielder. He was born on May 8, 2000, in Lodi, Italy. Tonali is known for his excellent technical abilities, vision, passing range, and defensive skills.
Tonali began his youth career at Lombard club Lombardia Uno, before moving to the renowned youth academy of Brescia Calcio in 2012. He made his first-team debut for Brescia in the 2017-2018 season when he was just 17 years old. Tonali quickly established himself as one of the most promising young talents in Italian football.
His performances in the midfield caught the attention of top clubs, and in August 2020, Tonali signed for AC Milan on a loan deal with an option to buy. He joined Milan from Brescia, where he had played a crucial role in helping the team gain promotion to Serie A. Milan exercised the option to buy in March 2021, making his move permanent.
Internationally, Tonali has represented Italy at various youth levels and made his senior debut for the national team in October 2020. He has since been a part of the Italian squad, including their victorious campaign in the UEFA Euro 2020, where Italy emerged as the champions.
Sandro Tonali is considered one of the brightest talents in Italian football, and his performances have drawn comparisons to Italian midfield maestro Andrea Pirlo. He possesses great composure on the ball, excellent passing accuracy, and the ability to control the tempo of the game from midfield.
Please note that my knowledge cutoff is in September 2021, so there might have been recent developments or changes in Tonali's career that I am unaware of.
Certainly! Here's some additional information about Sandro Tonali:
During his time at Brescia, Tonali quickly became a key player for the team, displaying maturity and leadership beyond his years. His impressive performances in Serie B earned him the nickname "Il Metronomo" (The Metronome) for his ability to dictate the rhythm and flow of the game from midfield.
Tonali's playing style has often drawn comparisons to Andrea Pirlo, a legendary Italian midfielder known for his vision, passing accuracy, and ability to control the game.
Tonali's performances at AC Milan have been steady, and he has continued to develop and improve his game. While he has faced some competition for playing time in a talented Milan squad, he has shown glimpses of his potential and has been praised for his technical skills and tactical understanding.
It's worth noting that my knowledge is based on information available up until September 2021. Since then, there may have been changes in Tonali's career, such as transfers or new achievements. For the most up-to-date information, I recommend checking reliable sources or news outlets that cover recent football developments.
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Asari Dokubo is a prominent Nigerian activist and former militant leader in the Niger Delta region. He was born on September 1, 1964, in Abonnema, Rivers State, Nigeria. Dokubo gained notoriety as the founder and leader of the Niger Delta People's Volunteer Force Asari(NDPVF), a militant group that fought for the rights and control of resources in the Niger Delta.
Dokubo's activism primarily focused on addressing the economic and environmental challenges faced by the people of the Niger Delta region. He criticized the Nigerian government for the exploitation of oil resources in the area without adequately compensating the local communities or addressing their socio-economic needs.
In 2005, Asari Dokubo was arrested and charged with treason by the Nigerian government. He spent about two years in detention but was eventually released in 2007 following a peace deal between the government and militants in the Niger Delta.
After his release, Dokubo continued to be involved in activism and politics. He formed the Niger Delta People's Salvation Front (NDPSF) and later established the Biafra National Council (BNC), advocating for the independence of the Biafra region in southeastern Nigeria.
It's important to note that information on Asari Dokubo's activities may have evolved or changed since my last knowledge update in September 2021. For the most up-to-date information, I recommend referring to recent news sources.
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Determine the type of visa you need: The first step is to determine the type of visa you need to apply for, based on your purpose of travel. The most common types of visas for Nigerians include visitor visas, study permits, work permits, and permanent residency visas.
Gather the required documents:
determining the type of visa you need, you must gather all the required documents. The specific documents you need will depend on the type of visa you are applying for, but some common documents include a valid passport, passport photos, proof of financial support, and proof of ties to Nigeria.
Complete the online application form:
You will need to complete an online application form on the Government of Canada's website. Make sure to provide accurate and complete information and pay the application fee.
Schedule biometrics appointment: Once you have completed your online application, you will need to schedule an appointment to have your biometrics taken at a Visa Application Center (VAC) in Nigeria. Biometrics include fingerprints and a photo.
Submit your application and pay fees:
After completing the online application and biometrics appointment, you will need to submit your application and pay the required fees. You can do this either online or in person at the VAC.
Wait for processing:
processing time for Canadian visas can vary depending on the type of visa you are applying for. It is important to apply well in advance of your planned travel dates to allow for sufficient processing time.
Receive your visa:
Once your application has been processed, you will be notified of the decision. If your application is approved, you will receive your visa in your passport, and you can travel to Canada
According to the report from football-espana, just six days before they take on Manchester United in their first Premier League match of ...
