2023 Scholarships at University of Bradford, UK, + Scholarships at University of Insubria, Italy

 Bradford-Renduchintala International Scholarships at University of Bradford – UK 2023; Scholarships worth £10,000 each are available under the Bradford-Renduchintala Scholarship fund to suitably qualified students.

Why would you like to study at the University of Bradford? The university provides a variety of services to assist you while studying and It is recognized for its world-class teaching and research, which possess the potential to change the world. Students can take advantage of novel classroom environments and new entertainment and research venues.

Type: Master’s

Value of Award: £10,000

Number of Awards: Not Mentioned

2023 International Student Excellence Awards at Óbuda University, Hungary; Óbuda University is calling for applications for students in BSc and MSc programs, enrolled in the given semester (not in their last year) with the status listed below.

• Stipendium Hungaricum/Scholarship for Christian Young People/Hungarian Diaspora Scholarship scholarship students
• Self-financing international students participating in English-language programs

The purpose of the application is for the university to honor the work of students who achieve outstanding results in their studies, academic, sports, and cultural activities, and who take an active role in student community activities, volunteer programs, and the internationalization of the university, and to encourage them to achieve these goals.

Application Deadline: 20 July, 2023

Eligible Countries: International

Type: Undergraduate and Masters degree

Value of Award: HUF 60,000

Number of Awards: Varies

International Scholarships at University of Insubria, Italy 2023; To recognize students’ efforts and excellence in learning, the University of Insubria is currently launching up to twenty (20) two-years scholarships to talented prospective international students for the academic year 2023-2024.

Application Deadline: May 31st, 2023

Eligible Countries: International

Type: Bachelor or Master’s degree program

Value of Award: € 5.000,00 per year

Number of Awards: 20.

Japanese Government: MEXT Scholarships For International Students 2023; Japanese Government (Monbukagakusho: MEXT) Scholarship of Embassy Recommendation is now open for the 2024 session. There are two ways to apply for a Japanese Government Scholarship: by applying to the Ministry of Education, Culture, Sports, Science and Technology (MEXT) with a recommendation from a Japanese embassy or other Japanese diplomatic mission in your country, or by applying to the MEXT with a recommendation from a Japanese university.

Application Deadline: Applications for most embassies vary, and should be submitted before 20th June 2023.

Eligible Countries & Deadlines: All 

Type: Undergraduate, Masters, PhD, Training

Number of Awards: Numerous

Value of Award: Fully-funded.

AUST Scholarship and Tuition Discount for the 2023/2024 Academic Session

 

This is to inform the general public especially the undergraduate full time and Postgraduate students of African University of Science and Technology, Abuja that the University management has released the Scholarship and Tuition Discount for full time and postgraduate students of the institution for the 2023/2024 academic session.

The full Scholarship and Tuition Discount for the 2023/2024 Academic has been made available through the PDF below;

Download PDF

Audio Visual Club

 

Audio-visual (NYAV) is a CCA that specialises in 5 main aspects: Photography, Videography, Lights, Sounds and Backstage.

What do we do during CCA?

We do a range of things from crewing training, to photo outings to improve our photography skills.

Duties

Besides weekly CCA sessions, we also crew for concerts, school events and assemblies. For example, during celebrations, the crew will be in the control room doing lights, sounds, videos, while some will be taking photos of the ongoing performances. The backstage people will then be setting up mic stands.

Notable Crewing Events

Concerts: Performing Arts CCAs’ concerts (once every 2 years), Dramafest (a production by Sec 2s every year), FOA (once every 2 years during SYF).

Video Editing

We make montages for various significant school events such as Dramafest, Sports Launch, Sports Closure and Singapore Youth Festival Launch. As everything needs to be done online with the current pandemic situation, we have done many montages, ranging from Founder’s Day Montage to National Day Parade Montage!

NECO July/Aug SSCE timetable, 2023

 

The National Examination Council (NECO) has released the official timetable for the conduct of 2023 June/July Senior School Certificate Examination (SSCE). The Examination is scheduled to hold between Monday 3rd July to Friday 11th August 2023.

Please note that we now have both Objective & Theory questions and answers for all previous years of O'level exams, which will definitely help you in your coming exams. 

The timetable has been made available for download as PDF below

Download the PDF Here

How to Identify a Scam/Fake Job and Interview Invitation Messages 2023

 

scams, fake jobs/recruitment, fake interview invitations are the talk of the day in Nigeria today. Thousands of Nigerians have fall victims of fake job alert and fake job interviews, most persons have been scammed, extorted, doped of money, time, and resources all in the name of seeking for a job opportunity. 

 Identify fake Job/recruitment 2021 Many strategies have been employed by these set of person just to extort money of job applicants across the country.

 It not long that a fake Npower screening test site was opened to collect useful personal data from npower applicants, likewise the Nigeria Custom Service fake exam slip printing site was created to extort about #3,500 from NCS applicants. On a daily basis, scammers flood the internet to make money in the expenses of others not minding the financial status of the person involved. 

That is why we are writing this post to awaken you to some of scammer’s tricks. How do you identify a fake job? How will I know that it is job interview? So many Job applicants are complaining and sharing their experiences in the hands of fake scam companies who send bulk SMS, inviting people for interview only to introduce them to marketing business, asking them to buy money to get the job, some even get killed or kidnapped along the line. 

instance extorting #5,000 from a graduate who have been unemployed for years, letting him/her waste transport fare, time all in the name of getting a job which is even a fake one. 

 The painful experience is wasting a whole day all in the name of job interview. Imagine an applicant paying #3,500 for a federal government free interview/exam; this is very bad and unlawful. Imagine a graduate scammed of #300,000 to get shell, AGIP, Mobil job among others, promising theme to make up to half a million or more within 1 month. Due to the current situation of the country they fall prey to such enticing words.

How to identify Fake Job or Fake Job Interview SMS/invitation

• Always remember that the federal government job recruitment exercises are FREE OF CHARGE from registration down to date of issuance of appointment letter.
• Federal government or job employers will not send you an SMS asking you to call a number, all instructions will be contained in the SMS or your email address used for the registration.
• Message bears and sometimes does not bear a company name: These days they have advance to the extent of sending job alert with a highly respected company in the country or world. If you receive such message or email please verify very well before you make any move.  While most of these scammers won’t include their names on the message you will receive. All you will see are the address, the time and date and a phone number. A genuine company will not hide its identity from a potential employee.
• Message contains “interview/job briefing”: A company will not sent you  job briefing when they know you actually applied for it. It shows it’s a scam.
• The job contains codes or reference: HR=0506 or REF=025. This is an indication of the code number of the person who invited you to the “job briefing” Real jobs will not give you code for the job you applied for.
• You will see Human Resources Admin in the message instead of company name
• Creation of fake site: Some have gone far to clone the real site. Always check URL of the site and always verify it from google.com
• Salary Amount is very High: Most of the advert you see in flyer, streets, walls posting huge amount of salary to some job positions. Example, cleaner #60,000 per week, all scam.

How to Invest in Cannabis Stocks

 When it comes to popular investing trends, cannabis stocks are near the top of the list. The marijuana industry has grown rapidly over the past decade. And this makes investing in cannabis a more attractive opportunity than ever.

Because the industry is so young and still faces legal challenges — such as marijuana being illegal at the federal level — it's important to do your research and learn how to invest in cannabis stocks.

When it comes to popular investing trends, cannabis stocks are near the top of the list. The marijuana industry has grown rapidly over the past decade. And this makes investing in cannabis a more attractive opportunity than ever.

Because the industry is so young and still faces legal challenges — such as marijuana being illegal at the federal level — it's important to do your research and learn how to invest in cannabis stocks.

The Short Version

• It's been rocky for the cannabis industry recently but upcoming legislation at the federal level might smooth things out.
• There are many companies for investors to choose from, including companies involved with medicinal and recreational cannabis.
• Besides stocks, you can also invest in cannabis ETFs and cryptocurrencies.
• Because marijuana is still illegal on the federal level, there is a greater level of risk.

Medical vs. Recreational Cannabis Stock

When it comes to the marijuana industry, there are generally two different markets: medical marijuana (MMJ) and recreational marijuana (RMJ).

>Medical Marijuana Stock

Medical marijuana first became legal in California in 1996. But today MMJ is legal in 37 states, the District of Columbia and three U.S. territories. Because it's so widely legalized — and has been for quite a few years — there are plenty of opportunities to invest in MMJ stocks. The categories of companies whose stock you can purchase when it comes to medical

>Recreational Marijuana Stock

Recreational marijuana (RMJ) is legal in 19 states, the District of Columbia and two territories. Colorado and Washington became the first states to legalize the recreational use of marijuana in 2012. Legalization for RMJ hasn't gained traction as quickly as it has for MMJ, but this use caters to a significantly wider audience. Marijuana companies you can invest in for recreational marijuana include cannabis growers, retailers, and ancillary product and service providers.

Why Investors Should Buy Cannabis Stocks

As marijuana legalization becomes more widespread, it's going to become more common to find marijuana stocks in investors' portfolios. You may find yourself wondering whether you should be joining in.

The main benefit of considering getting into marijuana stocks right now is that the prices have fallen sharply due to oversupply and the marijuana bubble bursting, causing cannabis stocks to be at bottom-level prices. That said, there are signs that the cannabis industry could see signs of growth shortly.

Senate Majority Leader Chuck Schumer announced that Congress is “very close” to passing a bill for marijuana banking and expungements.

What Is a Robo Advisor?

 

Robo advisors are more than just robots sitting at a computer. Find out how they can potentially help you reach your investment goals

With a robo advisor, your money is invested in a professionally-managed portfolio that is optimized for your investment goals. Keep reading to learn more about what robo advisors are, how robo advisors work, and whether a robo advisor makes sense for you.

What is a Robo Advisor?

There are many definitions of what exactly robo advisor is. To put it simply, a robo advisor is a method of automating the asset allocation of investments via a computer algorithm.

In a broader sense, a robo advisor may also include human financial advisors but only for services that require human assistance (e.g., taxes, retirement, or estate planning).

Understanding How Robo Advisors Work

Behind the scenes, robo advisors are managed by investment professionals who work similarly to traditional financial advisors. Instead of serving one customer at a time, the robo and human advisors work together to serve thousands of customers at once.

When you sign up for a robo advisor, you’ll answer a survey with questions about:

• Your age
• Your Investment goals
• Risk tolerance
• Other nuances

What To Consider When Hiring a Robo Advisor

When choosing a robo advisor, the most important factors will vary based on your goals. Here are some common criteria to consider when picking a robo advisor:

• Accounts supported: If you want a specific type of retirement account, it’s important to pick a robo advisor that supports that type of account. Some advisors offer just one or a few accounts, while others offer more broad support for taxable, retirement, custodial and other needs.
• Costs and fees: One of the biggest draws to robo advising is the low cost. However, every advisor has its own pricing model. Shop around to find the right deal for your goals. A slightly higher fee can easily add up to many thousands of dollars over years of investing.
• Investment portfolios: Some robo advisors have just a few pre-designed portfolios. Others customize your portfolio weighting or offer special portfolios for sustainability and other investment priorities.
• Advanced features: Depending on your goals, tax-loss harvesting, and other advanced features may be a draw. If you’re deciding between two or three favorites, this may be a good tie-breaker.

How Much Should a Robo Advisor Cost?

Robo advisors charge in two ways. First, you’ll pay a management fee, if one applies. Second, you’ll likely be charged fees by the funds your robo advisor chooses for you. Here’s how to assess those fees:

Management Fees

The first fund to look for is the management fee. This is a fixed fee that robo advisors charge for choosing your investments and other services they provide. Depending on the robo advisor you choose, you can expect to pay anywhere from 0% to around 0.50% per year based on your portfolio balance, though some charge more.

Fund Fees

Even after you’ve paid your management fee, you’re still not done paying. Each fund that the robo advisor picks for you likely charges its own fee. While some exchange-traded funds (ETFs) may charge more, most robo advisors make a point of keeping client funds in low-fee funds.

Is a Robo Advisor Right For You?

The answer to this question depends on your net worth, your investments' complexity, and whether you feel comfortable investing by yourself. I believe that robo advisors add value and that you can't easily replicate their results by using Fidelity or Vanguard funds.

Most of my family assets are DIY, but I've also used robo advisors for a six-figure chunk. I feel very comfortable using and recommending robo advisors.

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Are Robo Advisors Safe and Secure? 

The online tools robo advisors offer aren't new. Traditional financial advisors had the same tools available to them for years and could roll up a personalized asset allocation plan. Robo advisors push the technology down to the masses. You have direct access to manage your account and it removes the non-value-added middlemen.

How Do Robo Advisors Make Money?

The main way robo advisors make money is through management fees. Also, some may make money by sending investment dollars to the company’s own family of funds. For example, the no-fee Schwab Intelligent Portfolios product uses low-fee Schwab ETFs, which do charge fees.

It’s always important to understand how you’re charged so you can make the best decisions for your money.

8 Android Apps That Pay You Real Money & Cash For Real

 

You pay for some app’s in the app store or you buy in-app purchases. But did you know you could earn cash by using apps for things like watching tv, exercising, downloading apps or as simple as taking photos.

Check out best ways to make money with Android phones that you didn’t know. Try out the apps you feel will be suitable for you and start earning.

1:Cointiply 

Cointiply is a mico task website that let you earn free Bitcoins for doing tasks such as:

• Play games
• Install Apps
• Filling surveys
• View ads

You will be earning Satoshi (Fraction of Bitcoin) for every task that you accomplish. You can further convert this earned Bitcoin into hard cash using these websites:

• WazirX (For India)
• CoinBase (For Global audience)
• Binance (For everything else)

Their Android app makes it easy for you or anyone in that matter to enjoy the concept of making money from Android apps.

2:Swagbucks

 let you a complete variety of activities that let you earn money. They are available online as a web app and also a mobile app “SB Answer – Surveys that Pay” which you can use on your Android phone.

Here are a few activities that you can do on this Android earning app.

• Surveys
• Answer questions
• Playing games
• Watching videos

Daily polls

You will be earning points called “SB” which can be redeemed as $3 – $25 gift cards for Amazon, PayPal, Target, Walmart, and Starbucks.

3: Payment

This is an interesting Android app that can be used by anyone from India. Here you can select tasks from various tasks & complete it to earn money.

You need to create an account using Facebook & do verify your mobile number for getting paid better than others. Just for joining you will earn points.

4: Perk App

Perk is a popular platform which offers various ways for you to complete a task on your Android phone and earn rewards point.

You can watch videos, play games, visit websites, search the web and other activities to earn. You can use the giftcards for various stores including target, PayPal, Walmart to name a few.

What I liked the most about Perk ecosystem is Perk.tv which let you make money by watching videos on Android phone. This is the least effortless way to earn from an Android phone.

5:MooCash -Pays You With A Swipe and Tap

MooCash mobile app lets you earn money with your Android cellphone or tablet simply by using the screen locker. This free screen locker reward users for unlocking their mobile screen, by swiping left to claim an offer.

Users earn coins which can be redeemed into the cash via PayPal or Google Reward Card when they swipe to claim an offer.  To claim an offer, they have to download the promoted app or watch a short video.

With 2,000 coins you can already redeem $2 via Paypal. You can also earn iTunes, Amazon, Google play gift card.

6:Google’s Opinion Rewards

From the company which owns the Android operating system, comes an amazing app called Google Opinion Rewards available only for Android.
The app gives you Google Play reward points but not cash, which you can redeem only on Google services like downloading Android Apps, Music, Movies, Books, etc. from the Play store.
Once you install and sign up, Google gives you a few 20-30 surveys every week to complete. You need to give your opinions and reviews about the products, which in turn will be given to the companies for insights. Credits vary from few 0.1 cents to 2 dollars. But the main point to note is this service is from Google whom you can trust and try with your eyes closed.

7. Make money and get healthy

Ever wondered how you could get healthy as well as get paid for being healthy?.

Well, this app called Pact.

Available for both Android and iOS, the app works if you set your goals based on your capacity and you achieve them, you are well on your way making some money with your Android Phone.

But if you miss out on the goals, you will need to pay out to other users who are achieving their goals.

Sounds Fair??..

Well if you consider yourself lazy, you might want to stay away from this.

8. Watching TV or listening to music

Note: This app is not available anymore.

If you don’t have the ability to predict or matches, but can you watch them?. Yup!!!.

This app lets you gain reward points instantly for just watching tv shows or listening to music albums. Available for both Android and iOS, you will simply need to open this app and use it to recognize any of your favorite music or TV show.  You will get the reward points instantly.
Also, there is a feature called Viggle Live, where you can earn points by answering questions or polls while the show is currently live. You can later redeem these points for gift cards but on a limited number of outlets.

The Rise of Kick: A New Competitor Challenges Twitch’s Dominance

 

The recent exodus of high-profile streamers from Twitch to rival platform Kick has stirred up a storm in the streaming community. With promises of higher revenue cuts and a more relaxed content policy, Kick has managed to attract some of the biggest names in the business.

However, opinions on the new contender remain divided. As Twitch grapples with its own challenges, including protests against stricter advertising rules, the battle for streaming supremacy is heating up.

Twitch’s Struggles

 
Twitch, owned by Amazon, has faced a series of setbacks in recent times. The platform was forced to abandon plans for stricter advertising rules after several streamers protested and quit. Within 48 hours, the high-profile streamers Amouranth and xQc jumped ship to Kick, making headlines and inspiring others to follow suit. While xQc continues to stream on both platforms, the move has sparked a debate about the future of streaming platforms.

Twitch vs Kick

 
Upon visiting Kick, which officially launched in January, users will notice striking similarities to Twitch. The platform features a rolling page of livestreams that can be filtered by category or game title. Chat functionality allows fans to interact with both the streamer and each other, with options to subscribe or tip the creator. However, the most significant difference lies in the payment structure.

Currently, Kick offers content creators a 95% revenue share from subscriptions, surpassing Twitch’s 50% and YouTube’s 70%. This financial advantage has been a compelling reason for streamers like Dean (AverageDad) to switch platforms.

The High Stakes and Controversies Surrounding Kick

 
Apart from the revenue advantage, Kick’s more relaxed content policy has attracted attention. Gambling streams, prominently featured on the platform, have become a topic of discussion. Kick was co-founded by Ed Craven, the billionaire owner of crypto and betting site Stake.com, which sponsors Alfa Romeo’s F1 team and Everton FC. Some streamers, such as Pokimane, have expressed concerns about Kick’s association with gambling.

Furthermore, reports have emerged about Kick being a toxic environment, particularly for LGBT streamers and people of color, who claim there are limited options for dealing with harassment and abuse.

Sandro Tonali is an Italian professional football player

 

Sandro Tonali is an Italian professional football player who primarily plays as a midfielder. He was born on May 8, 2000, in Lodi, Italy. Tonali is known for his excellent technical abilities, vision, passing range, and defensive skills.

Tonali began his youth career at Lombard club Lombardia Uno, before moving to the renowned youth academy of Brescia Calcio in 2012. He made his first-team debut for Brescia in the 2017-2018 season when he was just 17 years old. Tonali quickly established himself as one of the most promising young talents in Italian football.

His performances in the midfield caught the attention of top clubs, and in August 2020, Tonali signed for AC Milan on a loan deal with an option to buy. He joined Milan from Brescia, where he had played a crucial role in helping the team gain promotion to Serie A. Milan exercised the option to buy in March 2021, making his move permanent.

Internationally, Tonali has represented Italy at various youth levels and made his senior debut for the national team in October 2020. He has since been a part of the Italian squad, including their victorious campaign in the UEFA Euro 2020, where Italy emerged as the champions.

Sandro Tonali is considered one of the brightest talents in Italian football, and his performances have drawn comparisons to Italian midfield maestro Andrea Pirlo. He possesses great composure on the ball, excellent passing accuracy, and the ability to control the tempo of the game from midfield.

Please note that my knowledge cutoff is in September 2021, so there might have been recent developments or changes in Tonali's career that I am unaware of.

Certainly! Here's some additional information about Sandro Tonali:

During his time at Brescia, Tonali quickly became a key player for the team, displaying maturity and leadership beyond his years. His impressive performances in Serie B earned him the nickname "Il Metronomo" (The Metronome) for his ability to dictate the rhythm and flow of the game from midfield.

Tonali's playing style has often drawn comparisons to Andrea Pirlo, a legendary Italian midfielder known for his vision, passing accuracy, and ability to control the game.

Tonali's performances at AC Milan have been steady, and he has continued to develop and improve his game. While he has faced some competition for playing time in a talented Milan squad, he has shown glimpses of his potential and has been praised for his technical skills and tactical understanding.

It's worth noting that my knowledge is based on information available up until September 2021. Since then, there may have been changes in Tonali's career, such as transfers or new achievements. For the most up-to-date information, I recommend checking reliable sources or news outlets that cover recent football developments.